Many SEPs have reported difficulty in sending in their applications for SIRS on the previous NTUC portal. Here’s some good news: a newly improved form.gov.sg site (similar to the Temporary Relief Fund or TRF applications) has been set up for SIRS!
Here’s a quick and easy guide on how to apply for SIRS, along with what to expect, so that your experience will be fuss-free!
Firstly, click here for a quick check of your eligibility.
The eligibility criteria for SIRS are as follows:
- You started as a self-employed person (SEP) on or before 25 March 2020
- You currently earn a Net Trade Income of $100,000 or less
- You are not an employee / You are an employee but earn a monthly income of $2,300 or less
- You live in a property with an annual value of $21,000 or less
- You do not own two or more properties
- You are at least 21 years old at 31 Dec 2020
Additional criteria for folks who are married:
- My spouse and I do not own two or more properties together
- My spouse’s assessable income is $70,000 or less
You are automatically included for SIRS if:
- You are a Singaporean SEP aged 37 and over (as at 31 Dec 2020)
- You have declared Net Trade Income to IRAS or CPF Board for WY 2018
Regrettably, the Self-Employed Person Income Relief Scheme (SIRS) is for Singaporeans only.
Before submitting your application
Applications for the Self-Employed Person Income Relief Scheme (SIRS) is open from 9am to 9pm. Make sure to have the right documents ready before starting your application. Make sure you prepare the following:
- Valid SingPass Login ID and password
- Bank Account Number
- Annual Value of your Residential Address if you do not live in a HDB – click here to check.
- IRAS Notice of Assessment (NOA) for 2018, 2019 and 2020
- Supporting documents that show income earned in Jan-Mar 2020 as an SEP. For example, contracts, invoices & receipts.
- Spousal Income Documents (if applicable)
Make sure your documents are less than 1mb in size! You can minimise PDF file size with this nifty tool.
If you submit the wrong documents, you’ll be required to submit a new application. You have 30 minutes to complete the online application form.
When you’re ready to start the application, head here.
Click on <Apply Now>.
Log in with your Singpass.
Double check on your Personal Details, all should be filled in automatically. Scroll down to #9, and indicate your Housing Type. For HDB flats, it’s classified as APARTMENT.
Moving on to Section 2: ADDITIONAL INFORMATION, make sure your Mobile Number is correct. It will be useful to enter your email address as an alternative method to contact you. This is the same email where you’ll receive a acknowledgement email after successful application submission.
This is how the 3rd section of the SIRS application looks like. It’ll be helpful to take note of the Year and Month you started working as an SEP.
This next section is where your documents will come into play. Enter your annual Trade & Employment Income for Years 2018, 2019 and 2020 respectively.
The official Notice of Assessment (NOA) document downloaded from IRAS should only be 61kb, which fits into the 1mb document size restriction. Should you need to resize any documents, use this online PDF resizing tool.
Section 5 is where you’ll enter information on your Family, mainly about the number of dependents you have, along with your Marital Status.
Section 6 is where you enter your property ownership. If you and your spouse own two or more properties together, you are not eligible to apply for SIRS.
However, if you marginally miss one of the eligibility criteria, and are facing difficult circumstances now, you can submit an application to NTUC for their consideration.
Enter a valid Bank and Bank Account number in Section 8. This will be where the payouts will be transferred. Payouts of $3,000 each will be disbursed in end May, July & October 2020.
How do I know if my application was submitted successfully?
Upon submission, do not reload/refresh your browser until you see the acknowledgement screen above. At the same time, you’ll receive a confirmation email.
You’ll be notified on the outcome of your application via SMS and email within one month.
Other support programmes by NTUC
Apart from SIRS, NTUC is also providing support programmes for affected SEPs during the COVID-19 situation:
Self-Employed Persons Training Support Scheme
SEPs can earn up to $10/hr when they attend courses under the SkillsFuture series, as well as sector-specific training programmes. NTUC will provide an additional top of up to $1/hr for NTUC union members.
NTUC Care Fund (COVID-19)
A one-off relief of up to $300 for eligible NTUC union members who suffer from income loss due to COVID-19. Eligible new members can apply for up to $200 in support.
Should you have further queries, you can call up the NTUC SIRS hotline at 6713 5777 or email firstname.lastname@example.org. The hotline is open from Monday to Saturday, 10am – 6pm.
We hope that this article has helped you make sense of the application process. Should you have any feedback or would like to contribute more to the community, let us know via email (email@example.com) or drop us a WhatsApp (+65 9742 2819).
We discuss similar topics and share resources in our SG Tutors & Educators Facebook Support Group, feel free to join in the conversation!